What is SSN Verification?
With Veriff, based on commercial discussions when subscribed to our Enterprise Plan, you'd be able to also take advantage of our SSN verification feature.
Social Security Number checks, otherwise referred to as National ID, are relevant to US based companies as a compliance check and also an additional data point that helps validate previously collected data. As Social Security Numbers are assigned to residents of the United States only, this check is only relevant to end users who reside in the US.
The Social Security Number (SSN) is typically a nine-digit identification number issued by the U.S. government through the Social Security Administration (SSA). Although it's use varies, it has become an essential identifier in various aspects of life in the United States.
How does it work
SSN validation check is a fully automatic check which is entirely API focused. The flow is on your end, which would require your End-user to enter their personal data on your platform, such as
SSN
Full name or First name, Last name
Date of Birth, OR Address
Once an SSN verification session has been created via API call, Veriff will then return an approve/decline decision for SSN match.
SSN Verification Decision
The check responses will be available to clients via:
Webhook,and
API request
Declined SSN Verification
In order to successfully validate, besides first name and last name or full name related to the SSN, we require exact match of:
National ID number (i.e. SSN)
Date of Birth (optional if address is present)
Phone number (optional)
We might also require the following data:
Address (optional if date of birth is present)
For SSN verifications, we require the 9 digit SSN. When the data goes through the SSN check, if there's no matching result it receives a decline confirming it wasn't possible to validate the given data. For security reasons, it is not possible to check or review what is the matching name or address in the SSN database for the customer. Hence, we can only confirm if it's a match or did not match.
SSN verification can be declined for various reasons, such as:
Incorrect Data Entry: It's possible that the user entered incorrect information, such as an inaccurate SSN.
SSN number not valid
Name and SSN number don’t match.
Both Address or date of birth don’t match with SSN number and name.
Missing Data: Alternatively, in very rare cases, the individual's information may not be in the database.
Please see more information in our developer's documentation.