What is RiskScore?
The RiskScore delivers an actionable, numerical value on a scale of 0-100 representing the overall risk associated with an identity verification session. During the identity verification(IDV) process, Veriff analyzes the end user’s document, face biometrics, device, and network along with previous fraud patterns to deliver industry-leading fraud assessment and protection. It is calculated based on various signals generated throughout the end user's IDV journey and further tuned by Veriff's data science team using advanced machine-learning models.
RiskScore, along with additional risk intelligence, can be ingested into an organization's own risk management system for further investigation and decision-making.
Why is it useful?
The RiskScore gives you a single, meaningful value that represents the risk associated with a session, enabling you to make fast and efficient assessments, implement new strategies, and fine-tune existing fraud rules to defend against evolving threats.
RiskScore also delivers some Insights that explain the key reason behind the risk score.
RiskScore Insights (Risk Label) | Description |
Person_in_document_photo_might_not_be_present_during_verification | The person in the selfie is not present or does not match the document photo |
Selfie_image_has_insufficient_quality | Selfie image is of insufficient quality |
Physical_document_might_not_be_present | The provided document image is potentially not an image of an actual physical document |
Potentially_fraudulent_document | Potentially fraudulent document |
One_or_more_document_dates_show_risk_pattern_for_this_document_specimen | One or more dates on the presented document indicate risks associated with this document specimen |
Unsupported_specimen | Unsupported or unrecognised document |
Extracted_document_data_anomaly | Anomalies in extracted document data indicate fraud risk |
Potential_third_party_presence_in_selfie | Potential third-party presence in the session selfie |
Insufficient_document_data_quality | Poor conditions or unreliable extraction of document fields lead to insufficient document data quality |
Unusual_time_to_complete_one_or_more_verification_flow_steps | Unusual amount of time to complete one or more verification flow steps |
Ip_document_country_datapoints_show_risk_pattern | IP address and document country data points indicate higher risk |
Velocity_abuse_duplication_risk | Increased risk of velocity abuse due to multiple verification attempts. |
You can also see more information on Risk Label/insight here: https://help.veriff.com/en/articles/3410712-risk-labels-and-crosslinks